UK Tax & Money Guides 2025/26

Practical, plain-English guides to the UK tax and financial questions we get asked most often. Written by the EasyCalculators team, verified against HMRC sources, updated for the 2025/26 tax year.

✓ 2025/26 rates✓ Verified HMRC sources✓ Plain English

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7 Ways to Reduce Your Income Tax

Pension contributions, ISAs, marriage allowance, the £100k trap — legal ways to cut your bill.

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Scottish Income Tax Explained

Six bands, real salary comparisons, the NI trap, and who actually pays less than England.

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First-Time Buyer Stamp Duty Guide

Post-April 2025 thresholds, the £500k cap, joint purchase rules, worked examples.

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How Much Should I Pay Into My Pension?

The honest answer. Auto-enrolment minimums, the half-your-age rule, tax relief explained.

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What Happens When You Get a Pay Rise?

How marginal rates work, the 60% trap at £100k, and what you really take home.

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Do I Need to Worry About Inheritance Tax?

Most people don't pay IHT. Here's who does, what the thresholds mean, and the 7-year rule.

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Salary Calculator

Take-home pay after tax

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Scottish Salary

Scottish tax band calculator

Project your retirement pot